Banking & Finance

The right financial tools can make running a business easier, from managing cash flow and accepting payments to tracking expenses and bookkeeping. Below are banking, payment, accounting, and financial services I recommend for entrepreneurs, freelancers, consultants, and small business owners.


franks choice

Highlights products and services that I personally and confidently use.

*This page contains affiliate links. I may earn a small commission if you make a purchase to help support my site — at no extra cost to you. I only recommend products I have personally used and/or trust.

Business Banking

capital one
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Capital One is one of the largest bank holding companies in the United States, specializing in credit cards, consumer banking, and commercial lending.


chase
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Chase Bank is the largest bank in the United States. It offers a comprehensive suite of financial services, including checking and savings accounts, credit cards, mortgages, auto loans, and investment options.


grasshopper bank

Grasshopper Bank is a digital-first business bank focused on entrepreneurs, startups, small businesses, and professionals. It provides business banking services without relying on a traditional branch network.


novo

Novo is a business banking platform designed specifically for small businesses, freelancers, entrepreneurs, and startups. Novo provides digital business checking accounts and integrates with many business tools.

Payments & Merchant Services

paypal
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PayPal is a global digital wallet and online payment system. It allows individuals and businesses to send and receive money, make secure online purchases, and process payments without sharing their sensitive bank or credit card details with merchants.


stripe
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Stripe is a massive global financial technology company that builds software and tools allowing internet businesses to process payments. When people refer to a “Stripe bank,” they generally mean one of Stripe’s primary services for managing, receiving, or embedding money.


airwallex

Airwallex replaces traditional banking by providing multi-currency global accounts, cross-border payment processing, corporate cards, and spend management tools on a unified digital dashboard.

Accounting & Bookkeeping

freshbooks

FreshBooks is a cloud-based accounting and invoicing software designed specifically for freelancers, solopreneurs, and small service-based businesses.


quickbooks
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QuickBooks by Intuit is small business accounting software for managing finances, tracking income and expenses, invoicing, payments, and tax preparation.


xero

Xero is a cloud-based accounting platform designed for small businesses, accountants, and entrepreneurs. It is similar to QuickBooks, but it has a strong international user base and is especially popular with small businesses, startups, and accounting firms.

Tax Preparation & Filing

efile

E-file.com is an authorized online tax preparation and electronic filing (e-file) platform. It allows U.S. taxpayers to prepare and submit both their federal and state income tax returns directly to the IRS from their personal computers.


freetax usa

FreeTaxUSA is a popular online tax preparation software that allows users to file their federal tax returns for free, regardless of their income or how complex their tax situation is.


turbotax

TurboTax is a widely used software package produced by Intuit that helps individuals and businesses prepare and file their American and Canadian income tax returns.

rocket lawyer

Rocket Lawyer grants access to affordable and simple legal services. The company helps clients make legal documents, get attorney service, and incorporate their businesses in order to confidently protect their futures.


zenbusiness

ZenBusiness is an online business formation and compliance platform that helps entrepreneurs start and maintain a business, especially LLCs.

Payments & Money Transfer


payoneer

Payoneer is a global financial services and cross-border payments platform. It allows freelancers, e-commerce sellers, and businesses to receive international payments in multiple currencies.


western union

Western Union is a global financial services and communications company specializing in cross-border, cross-currency money transfers. It allows individuals and businesses to send and receive money across more than 200 countries and territories.


wise
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Wise is a global financial technology company. It specializes in international money transfers, multi-currency accounts, and debit cards.

Business Credit & Funding

bluevine

Bluevine is a financial technology company that provides digital banking, lending, and payment management services tailored specifically for startups and small businesses.


ondeck

OnDeck is an online small-business lender that provides fast access to working capital through term loans and lines of credit.


nav

Nav is a business financial management platform that helps small business owners understand and improve their business credit, monitor financial health, and find funding options.

Need Help Choosing the Right Tools?

Not sure which products are the best fit for your website, business, or next project? I’m happy to help. Whether you’re launching your first website, improving an existing business, or exploring new technology, the Toolbox is designed to simplify the process and point you toward trusted solutions.